RD Calculator
Calculate Your RD Returns
Your RD Summary
Total Investment
Principal Amount
₹60,000
Total Interest
Earnings from RD
₹2,113
Maturity Value
Final Amount
₹62,113
Effective Annual Yield
Annualized Return
6.71%
Investment Growth
HDFC RD Calculator – Calculate Your Recurring Deposit Returns Accurately in 2025
Are you planning to open a Recurring Deposit (RD) with HDFC Bank? Our advanced HDFC RD Calculator helps you calculate your exact returns. This professional tool shows you how much your investment will grow over time.
HDFC RD Interest Rates 2025 – Latest Updates
HDFC Bank currently offers attractive interest rates ranging from 6.5% to 7.5% for recurring deposits. With our HDFC RD Calculator, you can input the latest rates and see your potential returns.
Why Choose HDFC RD?
Flexible tenure options: 6 months to 10 years
Start with monthly deposits as low as ₹500
High safety with India’s trusted bank
Develop a regular savings habit
HDFC Bank RD Calculator – How to Use It?
Our HDFC RD Calculator is incredibly easy to use:
Enter Monthly Deposit – From ₹500 to ₹10,00,000
Select Interest Rate – Choose between 3% to 20%
Choose Time Period – In months or years
Click Calculate Button
Get Instant Results Showing:
Total Investment Amount
Total Interest Earned
Maturity Value
Effective Annual Yield
HDFC RD Calculator Formula – Technical Details
For our professional investors, we use the standard RD calculation formula:
Maturity Value = Total Investment + Total Interest
Total Interest = Monthly Deposit × Months × (Months + 1) / (2 × 12) × (Interest Rate / 100)
This formula provides accurate results that match actual bank calculation methods.
HDFC RD Calculator Online – Key Benefits
Why Our Online Tool Stands Out:
✅ Real-time calculations
✅ Mobile-friendly design
✅ No registration required
✅ Completely free forever
✅ Professional, clean interface
HDFC Bank RD Interest Calculator – Main Features
Flexible Inputs – Enter any amount, interest rate, and time period
Accurate Results – Uses correct mathematical formulas
Visual Growth Chart – Graphical representation of investment growth
Easy Comparisons – Compare different investment scenarios
Frequently Asked Questions
Q: What is the minimum deposit for HDFC RD?
A: ₹500 per month, with no upper limit
Q: Can I withdraw my RD prematurely?
A: Yes, but penalties may apply and interest rates could be revised
Q: Is the HDFC RD interest rate fixed or variable?
A: RD interest rates are fixed at the beginning of the tenure
Q: How accurate are the calculator results?
A: Very accurate – we use standard banking formulas used by financial institutions
Why Trust Our HDFC RD Calculator?
We’ve designed this tool specifically for Indian investors. We follow HDFC Bank’s actual calculation methods to give you the most accurate estimate of your returns.
Key Advantages:
Updated with latest HDFC RD interest rates
All tenure options available
Easy-to-understand results
No technical knowledge required
Final Thoughts
HDFC Bank RD is a safe investment option for people with regular income. With our HDFC RD Calculator, you can easily plan your financial future and make informed investment decisions.